Frequently Asked Questions

Pawn.guru is a digital asset pawnshop. You pledge a valuable item as collateral and receive a crypto loan (USDT, BTC, ETH, TRX). When you repay the loan plus interest, your item is returned.

We accept digital assets such as Telegram channels, domains, game accounts and skins, social media accounts, websites, and other verifiable digital property.

Once you accept our price proposal and complete the transfer of your asset, funds are sent to your crypto wallet — typically within 1 hour.

Go to your loan detail page, click "Repay", and send the total repayment amount to the specified wallet. Then submit your transaction hash in the repayment form. Our team confirms within a few hours and returns your asset.

If you miss the due date, your pledged asset may be forfeited. We recommend contacting our support team via chat if you need an extension — we try to work with borrowers whenever possible.

Minimum loan: $50 USDT equivalent. Maximum: no hard limit — it depends on the value of your asset. The loan amount is typically 50–70% of the estimated asset value (LTV).

Yes. We take custody of your digital asset during the loan period using escrow protocols and access transfer methods. Your asset is held securely and returned immediately upon full repayment.

We use HTTPS, encrypted sessions, and never store passwords in plain text. Two-factor email verification is required for all logins. We do not share your data with third parties.

Pawn.guru operates transparently: all loan terms are agreed in chat, all messages are logged, and your asset is only fully transferred after loan agreement is confirmed. You can always contact us via the chat or contact form before committing.

Create an investor account, deposit USDT or BTC to our wallet, and confirm your deposit with the transaction hash. Our team reviews and confirms your deposit. You then earn returns as loans are issued from your capital.

Typical monthly returns are 5–15%, depending on loan volume and duration. Returns are credited to your balance and you can withdraw at any time.

Withdrawal requests are reviewed and processed within 24 hours on business days. We send directly to your specified crypto wallet.

Click "Register", fill in your name, email, and password, then verify your email with the 6-digit code we send. The whole process takes under 2 minutes.

Pawn.guru is available in English, Russian, Uzbek, and Spanish. Switch languages using the globe icon in the top menu.

Use the in-app chat on any active loan, or visit our Contact page. We respond within a few hours.